How to Write Bank Account Closure Letter| How to Write a Bank Account Closure Letter to Manager?

How to Write a Letter to Bank Manager for Closure of Bank Account
account closure letter

Are You Planning to Close Your Bank Account? If Yes then this Article is for You. In this article, I have Share all the details about how to write a Bank account closure Letter.

To Close Your Bank Account You have to write an official Letter to Your bank Manager Addressing all the Problem You are Facing with the Bank and Ask Him/Her for Bank Account Closure.  If You Don’t Know how to Write a Bank account Close Application then Keep Reading.

Please understand that Your Bank Doesn’t Want You to Go. Every Customer is important to Them. The Bank Executives will try to convince You to Not Close Your Account. Moreover, If You Have Made up Your Mind, You can always Write a Bank account Closure Letter to Your Branch Manager. Now that Your Decision is Final, You can Follow the Sample Letter Below as a Reference.

Format of Bank Account Closure Letter 

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How to Write Bank account Closure letter
bank account closure letter

How to Write a Bank Account Closure Letter to Manager? ( Sample 1 )


The Branch Manager

State Bank of India

Raipur ( CG ) 492001

Date – 15/ July /  2020

Subject – Application for Closure of Bank Account

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I Hold an Account No 2032658945 with Your Branch and  I am Unable to Maintain this Account Due to some Personal Circumstances. This is a Request Letter to Please Close my Saving account and Reject any Further Transactions Request.  I am Returning my Passbook, Cheque book, and my Cards Along with my Letter.

Therefore I request You to Please Close my account and Return my outstanding Balance to the Account Details Mentioned Below. It Would be Highly appreciable if You do the needful to initiate the process as soon as possible.

Bank Account Number – 2032658945

IFSC Code – BOBNHY00245

Thanking Your


Abhishek Tiwari

Sample 2


The Branch Manager

State Bank of India

Delhi, 110001

Date – 15/ Jan /  2021

Subject – Application for Closing the Bank Account.

Dear Sir/ Madam,

I Have a Savings Account in Your Branch for the Past 5 Years. Recently I Have Got Transferred to Another Town and I have Decided to Close my bank Account in Your Branch.

Please Close this Bank Account As Soon as Possible and Transfer the Account Balance to another Account whose Details are Mentioned Below. It Would be Highly appreciable if You do the needful to initiate the process as soon as possible.

Bank – HDFC

Account Number – 245686155562

IDFC Code – HDFC158242K

Thanking You 

Sourabh Sharma

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Things to Keep in Mind Before Closing a Bank Account

Before You Submit the Bank Account Closure letter to Your Manager, Double-check all the details to ensure all the Process Goes Smoothly. Here the 4 Things to keep in Mind Before Closing a Bank Account.

Things to Keep in Mind Before Closing a Bank Account
letter for closing bank account

1. De-Link Cards – 

The First the Foremost Procedure to do Before You Close Your Bank Account is to De-link all Your Card. We often Link our card and UPI in Different Apps for Faster Transactions. This also Includes the Securities Trading account, Credit card Issued by Your Bank.

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2. Check Your Account Balance

 To Close Your Bank account You have to Pay the Closure Amount Which is Usually 500 INR. So if Your Account Balance is Negative Your Bank won’t allow You to Close Your account Until You pay the Account Closure amount with Your Bank Account Close Application.

And If there some outstanding Balances left in Your account, ask your Bank to Transfer or Demand a draft to Your Address.

3. Open New Account

 You are closing your bank account, which means you are not happy with your bank’s service. Before Closing Your account, make sure to Open a New Bank account with Different Bank to Transfer Your Fund.

4. Bank Statement Backup – 

Make sure You have Printed out of Soft copy of all Your Bank statements for At least the last 12 Months. Bank Statement allows the Customer to see all the Transactions Processed on Their Account. You can write a Letter to Your Bank Manager about the Issue of Your Account Statement – How to write a letter to the Bank Manager to Issue our account Statement. 

Once You are Done with everything Now You can Submit Your Bank account Closure Letter to Your Branch to Let them Know that You want to close Your account. For HDFC Bank account Holders Who want to Close their account, You can Download the Account Closure Form Here & Submit it to Your Branch.

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In Conclusion

Whenever You are Not Satisfied with the Banks Service You are Free to hard Earned Money Anywhere. It can Take Up to 7-10 Working Days to Close Your Bank Account. Your Bank Will Send the Confirmation Letter to Your Registered Address.

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I hope I have cleared all Your Queries Related to How to Write a Bank account Closure Letter to Your Branch. Feel Free to Share Your Doubts in the Comments Below

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account closure letter

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