Indian Overseas Bank offers an online service to check the balance of a bank account for customers. The Digital India Campaign makes it much easier to check your bank account balance online. This guide will show you how to check the Indian Overseas Bank Balance online from your home, without having to visit the ATM or branch.
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- Mobile number – This information is all you need to view the IOB balance online. Your bank should have your mobile number. If you do not have a bank account or your mobile number has changed, then go to the bank and update your mobile number. This is the time-consuming part.
- To send and receive SMS, your mobile number must have an active plan. This is only for registration on banking apps. It is a one-time procedure.
- To quickly get your balance, an internet connection is a must. Don’t panic if you don’t have internet access. You can access your account balance online without the need for an internet connection You can also.
There are a few ways to check your IOB balance online.
- Send SMS to get your IOB balance
- Use IOB Mobile App to check your balance
- Use m-Passbook to check your IOB balance.
- UPI App allows you to check the balance of your IOB account.
- Use *99# to check your IOB account balance.
- Internet banking allows you to check your balance
Each method will be described in detail.
Method 1 – iob account balance check online by SMS
You will need your bank mobile number and active SMS functionality to check the balance via SMS.
- Type the following message into the SMS app on your phone:
BAL[space]The last four digits (a/c number)
E.g. BAL 1234
- This message is sent to IOB balance check SMS number 84240 22122
- You will receive the account balance in the reply message within a few minutes.
- Download the IOB mobile bank app for your smartphone.
2. Open the app now and complete the registration.
3. Log in now with your App password
4. You can view your account balance on the main page.
5. Click on the Account option on the homepage. Next, select your account and then click on View Mini Statement.
- Get the IOB M-Passbook App for your Smartphone.
2. Open the app, and enter your account number and the mobile number that is linked to the bank. Click the PROCEED Click here
3. The OTP will be sent to your mobile phone. Click on the icon to enter the OTP. SUBMIT Click here
4. After the OTP has been verified, you will be able to enter the MPIN code for the app. Enter the MPIN again and click on the SUBMIT Click here
5. Now you are registered on the mPassbook app and your details will be displayed in the popup window.
6. Use the Six digit MPIN Log in to the IOB M-Passbook App
7. Login for the first time and the app will automatically sync all transactions. Wait for the process complete.
8. You can now see your account balance on the main page.
9. Click the Passbook You can view all transactions in your account.
10. Select the Statement option in the menu to download your account statement.
You will need to have a mobile number that is linked with your bank. This must be inserted on the same phone where the UPI application is installed. You will also need a Debit/ATM Card to register for UPI.
- Install Any UPI on your smartphone. We will also install the PhonePe App on your phone.
- After downloading the app, you can open it and complete the registration process.
- Verify your mobile number to link your IOB bank account through the app.
- Enter the last six digits of your Debit card and the expiry date to create a UPI pin.
- You can now click on the Check Balance button from the homepage.
- Enter the IOB account number. UPI PIN.
- The IOB account balance can be viewed on the screen.
- Open the IOB Internet Banking website from your computer/mobile device. – https://www.iobnet.co.in/
- Click on the button below to continueContinue to the LoginOption.
- Click herePersonal BankingFrom the homepage, select Option.
- Enter yourIOB password and login ID for internet banking.
- Enter the OTP or CAPTCHA code in Aso and click on theLoginClick here
- After you have successfully logged into your account, you will be able to view your account balance from the main dashboard.
The NUUP service allows you to check your balance even if you don’t have internet access on your phone. To create a UPI account or PIN, you’ll need a registered mobile number and a Debit card.
- Dial*99#You can do this from your smartphone.
- Select a check account balance from the pour message.
- Enter your UPI PIN and you’ll see your account balance.
- Below are the details about NUUP *99# service. Also, how to register for NUUP service.
Online balance checking for Indian Overseas Bank accounts is easy via your smartphone or computer. We have listed five simple ways to check the IOB balance. You can ask any questions or have doubts about the information in the comments section.
Indian Overseas Bank is an Indian nationalized bank. It is a bank owned by the Ministry of Finance, Government of India and has approximately 3,400 branches in India. M. Chidambaram Chettyar founded it in February 1937. It was founded by M. Chidambaram Chettyar in February 1937. With twin goals of specialising in overseas banking and foreign exchange business, it has achieved many milestones in the Indian Banking Sector. IOB was among the 14 banks that were taken over by India’s government during the nationalization. According to various news reports, it is one of two banks that NITI ayog recommended for privatization. IOB’s total revenue stood at Rs379885 crore (US$53 Billion) as of 31 March 2021.
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